Fintech

You’ve seen the headlines. “Fed Hikes Rates Again.” “FOMC Signals More Increases.” It feels like a constant drumbeat, and it all sounds complicated, abstract, and, frankly, a little scary. You’re left wondering: What does this actually mean for me? For my savings account? My credit card? My mortgage? Is this going to cause a recession?

Our world is changing. We see it in the headlines every day: stronger hurricanes, more widespread wildfires, and unprecedented flooding. As climate change accelerates, the natural disasters we face are becoming more frequent and more severe. For businesses, communities, and even entire nations, the financial aftermath of these events can be as devastating as the

For centuries, the insurance industry has operated on a simple principle: predict the future based on the past. Your age, your zip code, your driving record—these broad categories have been used to place you in a risk pool with thousands of other people. But what if your insurance policy could be as unique as you